AsetKu - Digital Lending4.1.25 - App Store

Application Name : AsetKu - Digital Lending
Description :
AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK).

Flexible Loan Options:
Loan amounts ranging from Rp 150,000 to Rp 15,000,000.
A variety of repayment terms, from 91 to 365 days.

Transparency of Costs:
Maximum daily interest rate of 0.3%.
Maximum Annual Percentage Rate (APR): 109.5%.
In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal.

Loan Simulation Example:
A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000.

Why Choose AsetKu?
No collateral required.
100% digital, easy and simple verification process.
Loan is disbursed upon approval.
Competitive interest rate at max. 0.3% per day.
No hidden fees.
ISO 27001 certified for information security and ISO 27701 certified for data privacy management.

Terms and Conditions :
Indonesian citizen (WNI).
At least 18 years old.
Possesses a valid ID and bank account.

How to Apply for a Loan on AsetKu:
1. Download the AsetKu app.
2. Fill in your personal information.
3. Apply for a loan limit.
4. Wait for the verification process.
5. Once approved, the loan will be disbursed directly to your bank account.

AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications.

Contact Us
Email :
loan@asetku.com (for Lenders / Borrowers) and
cs@asetku.com (for Lenders / Borrowers)
Phone :
(021) 1500116
Address :
PT. Pintar Inovasi Digital (AsetKu)
Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71,
Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12190

Version History Known bugs fixed and performance improved. 4.1.25 Feb 10 Known bugs fixed and performance improved. 4.1.24 Jan 15 Known bugs fixed and performance improved. 4.1.23 05/16/2025 Known bugs fixed and performance improved. 4.1.22 04/10/2025 Known bugs fixed and performance improved. 4.1.21 11/11/2024 Known bugs fixed and performance improved. 4.1.20 08/21/2024 Fix user experience issues 4.1.19 04/18/2024 Fix user experience issues 4.1.18 12/27/2023 Fix user experience issues 4.1.17 11/30/2023 1. Optimization of interactive experience and process
2. Bug fix to improve software stability 4.1.16 11/08/2023 1. Optimization of interactive experience and process
2. Bug fix to improve software stability 4.1.15 09/25/2023 1、APP optimization on [Loan] feature, enables users to submit verification data and gain loan approval quickly.
2、It provides benefits for new users, such as low interest and fees as well as new borrower discounts.
3、Optimizes the loan process with the entire application processed online and faster disbursement.
4、Strict confidentiality, protecting your privacy and improving the security of your loan. 4.1.14 08/28/2023 Fix user experience issues 4.1.13 07/03/2023 Fix user experience issues 4.1.12 06/28/2023 Fix user experience issues 4.1.11 05/08/2023 Fix user experience issues 4.1.10 02/13/2023 1. Add early repayment feature
2. Fix user experience issues 4.1.9 01/23/2023 Fixed some known bugs 4.1.8 11/30/2022 1. CS chat function optimization 4.1.7 10/27/2022 1. CS chat function optimization 4.1.6 07/18/2022 User experience optimization. 4.1.5 06/26/2022 Add NPWP upload feature 4.1.4 05/12/2022 User experience optimization. 4.1.3 04/01/2022 User experience optimization. 4.1.2 03/20/2022 1. System upgrade which optimizes your funding process
2. Provide safer, more professional and smoother funding experience 4.1.1 01/22/2022